Latest loans stories from across Kenya.
Agriculture remains a key pillar of the economy, supporting livelihoods, creating employment and contributing to food security and economic growth. However, access to affordable and timely financing continues to be a major challenge for…
The Co-operative Bank of Kenya (Co-op Bank) has received the Leadership in Water Infrastructure and Finance Award at the Africa WaterCredits Forum 2026. The event, held in Nairobi on October 16, recognized the lender for its efforts to…
Women-owned businesses are an important pillar of Kenya’s economy, providing livelihoods, creating employment and supporting household incomes across the country. From small retail shops and agribusinesses to professional services and…
Agriculture remains a key pillar of Kenya’s economy, supporting millions of livelihoods while contributing significantly to food production, employment, and household incomes. From tea and dairy farming to other agricultural activities,…
By mid-morning, Albert Njeru’s small hardware shop is already busy. Njeru, a trader in Kamakis, Ruiru, Kiambu County, is accustomed to handling bulk orders from contractors and individual builders from nearby construction sites. A regular…
A Kenyan small-business owner has turned to social media seeking advice on how to escape a debt burden of more than Sh2 million, In a post shared on the Tujengane Business Ideas Plug Facebook group, the unidentified business owner said he…
At some point, individuals and businesses need access to cash to meet personal obligations, bridge short-term financial gaps or fund business activities. Traditionally, securing credit often meant visiting a bank branch, completing lengthy…
Access to affordable and timely working capital remains one of the most critical factors determining the success of small and medium-sized enterprises (SMEs). From purchasing inventory and meeting supplier obligations to managing seasonal…
Undoubtedly, everyone has occasionally found themselves a few shillings short when making important payments, like settling utility bills, paying suppliers or transferring money. In such moments, people are forced to delay payments or look…
Managing cash flow is one of the biggest challenges faced by many small and medium-sized enterprises (SMEs). From delayed payments from clients, seasonal fluctuations in sales, and unexpected expenses, these enterprises often struggle to…
Across Kenya, women-owned businesses continue to play a critical role in driving economic growth, creating jobs, and supporting households. From small retail shops and agribusiness ventures to manufacturing enterprises and large-scale…
Access to quick and flexible credit can often be the difference between stalled ambitions and life-changing progress. Whether it is paying school fees, expanding a small business, acquiring an asset, or handling an unexpected financial…
In today’s fast-paced economy, access to quick and reliable credit is increasingly becoming a financial tool that helps households and businesses manage unexpected expenses, smooth out cash flow challenges, and maintain stability. One of…
Equity Bank’s Equiloan is increasingly becoming a practical financing solution for formally employed Kenyans seeking medium- to long-term credit. Designed specifically for customers whose employers have signed a Memorandum of Understanding…
As learners across the country begin going back to school for the second term, many Kenyan families are once again feeling the familiar financial strain that comes with preparing children for the new term. For most parents and guardians,…
The Central Bank of Kenya (CBK) has published loan interest rates charged by Kenyan commercial banks as of December 2025. According to the latest CBK data, the average commercial bank lending rate stood at 14.82 percent in December 2025,…
The government has launched the National Youth Opportunities Towards Advancement (NYOTA) program to support young entrepreneurs across the country. NYOTA, a youth-focused grant and training program, aims at reducing youth unemployment by…
The year 2024 is coming to an end and people across the world are already preparing for the new year 2025. As it has been the norm, at every start of the year people plan on the goals they would like to achieve by the end of the year as…
Small and Medium Enterprises (SMEs) are the lifeblood of Kenya’s economy, contributing significantly to employment, innovation, and economic growth. Despite their crucial role, access to affordable and reliable financing is one of the…
The high demand for short-term loans, also known as instant mobile loans in Kenya, has orchestrated the increase in the number of digital lenders that give quick cash for various needs, often within minutes after applying. While some…
Are you looking for ways to multiply your savings? Well, there are so many ways to do so with high-yield savings accounts being one of the viable options. One of the best places to look for high-interest savings accounts is on Timiza a…
Every time I ask businesspeople about the biggest challenge they face in entrepreneurship, most of them mention the lack of credit. This was still the case with Jules Wako, a barber in Roysambu, Nairobi. The businessman revealed he…
Every business will, at some point, require capital to grow its operations. Access to funds during financial downtime provides a business with working capital for key operational expenses to keep the business going and grow returns. The…
Are you stuck financially and in need of cash to scale your business? Well, Timiza is the best solution for you. Timiza is a digital platform that offers various services such as loans, insurance and serves as a bank account. Customers can…
