Diamond Trust Bank Kenya Limited (DTB Bank) has announced a Ksh. 9.8 billion pre-tax profit for the half-year ending June 30, 2026, marking a 37% year-on-year increase. The performance underscores the momentum of the regional group’s turnaround strategy, supported by rapid customer growth across Kenya, Tanzania, and Uganda.

The bank’s total customer base expanded by 44% over the past 12 months to reach 5.9 million across East Africa. Management attributed the performance to the execution of its DTB3.0 Business Growth Strategy, which balances physical branch expansion with digital onboarding.

Key financial highlights (H1 2026)

  • Pre-Tax Profit: Ksh. 9.8 billion (+37% YoY)
  • Total Assets: Ksh. 675 billion (+10% YoY)
  • Customer Deposits: Ksh. 534 billion (+11% YoY)
  • Loans & Advances: Ksh. 328 billion (+14% YoY)
  • Top-Line Revenue Growth: +21% YoY
  • Net Interest Income: +26% YoY
  • Non-Interest Income: +7% YoY
  • Asset Quality: Non-performing loan (NPL) ratio improved to 11.6% (down from 13.0%), with specific provision coverage rising to 56.6% (up from 40.7%).

DTB Group Chief Executive Officer Nasim Devji noted that the results reflect targeted growth initiatives across the retail, SME, and corporate segments.

“Across the three operating markets, DTB continues to pursue growth opportunities pivoted by ecosystem-driven customer acquisition, digital-led value propositions, and technology-anchored operational efficiencies,” said Mrs. Devji.

DTB Kenya Managing Director Murali Natarajan highlighted that the bank is set to open its 100th Kenyan branch by December 2026, bringing its total East African footprint to 163 branches. While maintaining its core presence in manufacturing, real estate, trade, and transport, DTB is actively expanding into agriculture, education, and public sector ecosystems.

DTB Finance and Strategy Director Alkarim Jiwa revealed that 99% of new customers over the past year were onboarded digitally, while 86% of all transactions were executed via digital channels. This infrastructure enabled the lender to disburse Ksh. 10 billion in digital loans to retail and MSME clients over the six-month period.

Looking ahead, the group plans to increase its operational efficiency through Robotic Process Automation (RPA) and agentic AI solutions to enhance customer experience, internal workflow automation, and risk controls.