How to Send Money from M-PESA to Airtel Money & How to Send Money From Airtel to M-PESA

It is now more convenient and easier to load money on your Airtel Money wallet directly from M-PESA without requiring a withdrawal code.

Here are detailed step on how to send money from MPESA to Airtel money and from Airtel Money to MPESA.

Initially, to send money to an Airtel customer required the receiver to withdraw the funds at the sender’s agent network within 7 days. The process was not only inconvenient to the receiver but also costly for the sender as they were charged more to transfer money outside their network.

However, the introduction of mobile money interoperability has allowed customers to benefit in terms of flexibility, convenience and cost from seamless mobile money transfers across different networks. Users can transfer money from their M-Pesa wallet directly to an Airtel Money receiver in real-time, without having to withdraw from an agent.

To move money from MPESA to your Airtel Money wallet, follow these steps:

● Dial *334# from your M-Pesa registered phone,
● Select “Send Money” from the menu,
● Choose “Send to other Network.”
● Enter the Airtel mobile number (or other network user’s number).
● Enter the amount you want to send.
● Enter your M-Pesa PIN to confirm the transaction.
● Review and confirm the details, then complete the transaction.

Transaction limits for MPESA are as follows;

• The maximum daily transaction value is Kes 500,000
• The maximum account balance is Kes 500,000
• The maximum amount per transaction is Kes 250,000

Below are the M-PESA transaction charges

TRANSACTION RANGE (KSHS)		TRANSACTION TYPE AND CUSTOMER CHARGES (KSHS)
MIN	MAX	TRANSFER TO M-PESA USERS, POCHI LA BIASHARA AND BUSINESS TILL TO CUSTOMER	TRANSFER TO OTHER REGISTERED MOBILE MONEY USERS	WITHDRAWAL FROM M-PESA AGENT
1	49	Free	Free	N/A
50	100	Free	Free	11
101	500	7	7	29
501	1,000	13	13	29
1,001	1,500	23	23	29
1,501	2,500	33	33	29
2,501	3,500	53	53	52
3,501	5,000	57	57	69
5,001	7,500	78	78	87
7,501	10,000	90	90	115
10,001	15,000	100	100	167
15,001	20,000	105	105	185
20,001	35,000	108	108	197
35,001	50,000	108	108	278
50,001	250,000	108	108	309

ATM Withdrawal Tariff
Min	Max	Kshs
200	2500	35
2501	5000	69
5001	10000	115
10001	35000	203

OTHER TRANSACTIONS	KSHS
All Deposits	FREE
M-PESA Registration	FREE
Buying Airtime through M-PESA	FREE
M-PESA Balance Enquiry	FREE
Change M-PESA PIN	FREE

Note:

• · Dial *334# on your Airtel line
• · Select Send Money
• · Send Money to Any Network (Free Airtel to Airtel)
• · Re-enter Safaricom Number to Confirm
• · Enter Amount
• · Enter PIN to confirm

Transaction limits for Airtel Money are as follows;

• The maximum daily transaction value is Kes 500,000
• The maximum account balance is Kes 500,000
• The maximum amount per transaction is Kes 250,000

● Airtel Money to Airtel Money transfer charges
● Airtel Money to MPESA transfer charges

Transaction bands and Limits in KES.		Airtel to Airtel Charges	Transfer to other Networks	Withdrawal charges
Min	Max	Charges	Charges	Charges
1	49	Free	0	0
50	100	Free	0	10
101	500	Free	6	25
501	1,000	Free	11	25
1,001	1,500	Free	20	25
1,501	2,500	Free	30	25
2,501	3,500	Free	50	44
3,501	5,000	Free	50	55
5,001	7,500	Free	70	70
7,501	10,000	Free	80	95
10,001	15,000	Free	90	135
15,001	20,000	Free	95	150
20,001	25,000	Free	95	160
25,001	35,000	Free	100	160
35,001	40,000	Free	105	240
40,001	45,000	Free	105	260
45,001	50,000	Free	105	270
50,001	250,000	Free	105	300