The Finance Bill 2026 is still under debate, and the decisions made today will affect millions.

Have you felt like your salary isn’t going as far as it used to? You’re not imagining it. David Kariuki breaks down a silent squeeze affecting millions of Kenyan workers: • Higher statutory deductions • Housing Levy contributions • SHIF deductions • Rising NSSF contributions • Inflation • And tax bands that aren’t moving with the times The result? Less disposable income in your pocket. One of the most important ideas raised in this conversation is “bracket creep," where incomes rise over time, but tax thresholds stay frozen, pushing more people into higher tax bands without necessarily making them wealthier. The Finance Bill 2026 is still under debate, and the decisions made today could affect millions of households and businesses tomorrow.