Karachi, Family Reunions & 401(k)s - Asma Ahmed Usman | Coffee Pump (E090)

Konnichiwa Fam, On E090, we change gears. I sit down with my Khala (My Mom's sister), Asma Ahmed Usman, for a special family episode full of wisdom, stories, laughs, and lessons from a life lived across different continents and generations. We talk about what marriage was like back then, dating in the 90s, how she met her spouse, and the values that helped relationships last. We also get into her upbringing, childhood memories, education journey, university days, and starting her career before eventually moving to New York City and adjusting to a completely different world. The episode also dives into: - Our Family life, parenthood, and raising children in Pakistan Vs New York City - Culture shock moving abroad and adapting to life in America - Education, accounting, CPA vs ACCA, and career growth - Starting her own business later in life - 401K plans, pensions, taxes, and how young people should think about money - Advice for young married couples and the next generation This one is warm, funny, insightful, and packed with life lessons. And much, much more. Hope you enjoy the episode. Best, Team Coffee Pump Join Our Membership and get access to videos early: https://www.youtube.com/channel/UCkZKGnWZWb-S9wJdz9IGDTw/join Our Sponsors: ANDO - Download the Ando app: https://linktr.ee/ando_foods - Get 10% off your order using the code COFFEEPUMP10 Camera's Africa - Website: https://www.camerasafrica.com - Instagram: https://www.instagram.com/camerasafrica_/ Find Asma Usman Ahmed: - Instagram: https://www.instagram.com/asma.u.ahmed?igsh=MWY4MXF3aWxkeG1iMw== - 1040 Times Tax Service: https://www.instagram.com/1040times?igsh=MWhxN2YyZ21iemd1bA== Find our host Sajid Vayani: - Instagram: https://instagram.com/sajidvayani?igshid=OGQ5ZDc2ODk2ZA== - TikTok: https://www.tiktok.com/@sajvayani?_t=ZM-8tKwY3KSEon&_r=1 - YouTube: https://youtube.com/@sajidvayani - Twitter / X: https://x.com/sajvayani?s=21 Coffee Pump Audio: - Apple Podcast: https://podcasts.apple.com/ke/podcast/coffee-pump/id1755013994 - Spotify: https://open.spotify.com/show/0X1unCgwcsMSoG7YfgAu73?si=FBy53R8rSCm-xXGJMKQtaQ CoffeePump Socials: - Instagram: https://www.instagram.com/coffeepumppodcast? utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== - https://www.facebook.com/profile.php?id=61578456950684 Disclaimer: The content of The Coffee Pump Podcast is intended for entertainment and informational purposes only. The views, thoughts, and opinions expressed by the hosts and guests are solely their own and do not necessarily reflect the views of The Coffee Pump Podcast, its affiliates, or any associated entities. Nothing discussed in this podcast should be construed as professional advice in any field, including but not limited to legal, financial, medical, or business matters. Any statements made about businesses, products, or individuals are based on personal experiences and opinions and are not meant to be taken as fact or a definitive review. The Coffee Pump Podcast does not assume any liability for the accuracy, completeness, or consequences of using the information discussed. Listeners are encouraged to form their own opinions, conduct their own research, and seek professional guidance where appropriate. By listening to this podcast, you acknowledge that The Coffee Pump Podcast is not responsible for any actions or decisions made based on the content provided. 0:00 - Intro 1:25 - Subscribe To The Channel 1:51 - Marriage Back Then & Saj's Auntie's Upbringing 8:21 - Saj's Auntie childhood Memories With Her Family Members 13:02 - Saj's Memories In Pakistan & His Notorious Childhood 16:48 - Saj's Grandmother 20:12 - Saj's Auntie Education Background & Career 28:22 - Saj's University Days 28:51 - Dating In The 90's 33:57 - Saj's Auntie Surreal Experiences In Kenya 36:31 - Saj's Auntie First Job In A Bank 41:12 - How Saj's Auntie Met Her Spouse , Engagement & Marriage 44:58 - Saj's Auntie Experiences & Adjustments in New York 48:54 - Saj's First Time In The UK ( The tube ) 49:26 - Saj's Auntie Culture Shock In New York & LGBTQ Community 51:26 - Saj's Auntie Education & Accounting Debut In New York 57:58 - Cash Oriented Businesses & Tax Evasions 59:59 - CPA VS ACCA 1:02:04 - Saj's Auntie Raising Her Kids In New York 1:03:42 - Saj's Auntie Marriage & Parenthood Advice 1:07:13 - Things Saj's Auntie Wish She Did Earlier In Life 1:11:04 - Saj's Auntie Raising Her Daughters 1:15:53 - Saj's Relationship With Her Cousins 1:17:10 - Saj's Auntie Starting Her Own Business 1:20:29 - 401K Plan VS Pension Plan 1:23:29 - US States And Their Tax Rates 1:26:25 - Zohran Mamdani & His Transformations 1:28:47 - New York City Boroughs & Its Food Culture 1:30:57 - Saj's Auntie Advice To Young Married Couples 1:34:30 - Saj's Auntie Financial & Investment Advice To The Young Ins 1:38:00 - Saj's Investment Advice 1:39:01 - Saj's Auntie Future Plans & Her Business 1:41:21 - Outro