How Nyawira Muraguri Built Wealth Before Age 35

"You should stay in school and work hard." That's the advice many people receive. Nyawira Muraguri did that. But she also worked in her parents' business from the age of nine, negotiated aggressively throughout her career, used side hustles to clear debt, bought land with loans, stayed at home longer than most of her peers, and benefited from a support system that gave her room to take bigger risks. In this episode of Financially Incorrect, Nyawira opens up about the financial realities behind her career journey, from earning KSh 10,000 in her first job to leading communications and marketing initiatives at Samsung Electronics. She shares why salary negotiation became one of her biggest wealth-building tools, how she made and lost money through side hustles, the lessons she learned from property investing, and why COVID forced her to completely rethink her relationship with money. She conversation also explores a topic many people avoid discussing honestly: the difference between being self-made and being supported. Alongside the money conversation, Nyawira gives her perspective on AI-powered devices, the future of smartphones, privacy concerns, and how technology is changing the way we live and work. --------------------------------------------------------------------------------------------------------------------------------------- Access all our links in one place: ⁠https://lnk.bio/Financially_Inc 💹 Ready to start trading? 🧑‍🏫 Learn how to trade: https://lnk.bio/fxpesa 📲 Open a demo trading account: https://bit.ly/DemoAccountYT 📈 Start live trading: https://bit.ly/LiveAccountYT --------------------------------------------------------------------------------------------------------------------------------------- Episode Chapters 00:00 Introduction 01:25 The Most Money She's Ever Imagined Making 03:58 "The Smartphone Era Is Over" 05:47 AI Devices, Meta Glasses & The Future 07:18 Working For Her Parents At Age 9 09:44 Financial Lessons She Wishes She Learned Earlier 10:47 The First Thing She Bought With Her Own Money 13:33 Daystar University & Financial Independence 18:32 Her First Job And KSh 10,000 Salary 21:00 Government Internships And PR Experience 24:51 Breaking Into PR Agencies 28:10 The Salary Negotiation Formula 32:42 Climbing The PR Career Ladder 38:16 Side Hustles That Made Serious Money 41:43 Lifestyle Inflation And Financial Reality 49:17 How COVID Changed Her Relationship With Money 51:30 Buying Land And Flipping Property 54:10 Surviving Career Uncertainty 57:00 The Financial Cushion Most People Ignore 01:08:20 Buying A Home Through A Mortgage 01:11:15 Joining Samsung Electronics 01:16:14 AI, Privacy And Samsung Knox 01:23:19 Her Definition Of Financial Freedom 01:26:00 Learning Global Investing And Estate Planning 01:27:14 Happiest Money Memory 01:29:05 Samsung S26 And Final Thoughts