As everything has become more digitised, the internet has turned the world into a village. Everything is now available at the click of a button, whether transferring money from Kenya to the US or making delivery orders from China. Credit cards are one of the best inventions of the modern financial age. They are one of the best ways to make it easier to manage finances from the ease of your palm. The Absa Signature Visa credit card is one of your best options to manage your finances.
The Absa Signature credit card also brings with it plenty of travel, healthcare and protection benefits. With such a credit card, you carry no worries about your expenditure. The card comes with a friendly repayment schedule, accessible standard interest rates for flexible repayments and great coverage in the event of loss or fraud. The Absa Signature credit card is a great, secure financial companion for the working professional who enjoys a lot of travel and shopping.
Why you should get the Absa Signature Credit Card
Visa credit cards come in five types:
- Classic
- Gold
- Platinum
- Infinite
- Signature
Absa offers the Classic, Company, Platinum, Gold, Infinite and Signature Visa credit cards. The Absa Signature credit cards provide the best amenities for travel, shopping and lifestyle.
The Signature credit card provides benefits and offers for travel and accommodation, shopping, travel insurance, medical cover while travelling, buyer protections, 24/7 customer support and emergency services and 24/7 concierge services to get more benefits in hotels connected to Visa.
Lifestyle Benefits
The Absa Signature credit card gives you access to airport lounge benefits once you download the Visa Airport Companion app on the Play Store or the App Store. You can also get hotel discounts and perks with the Visa Luxury Hotel Collection, and when using Booking.com.
The Absa Signature credit card also provides medical coverage benefits and cash back rewards for every transaction. In addition, with the credit card you get travel insurance which qualifies you for 24/7 travel assistance, cancellations, missed flights coverage, travel delay cover and travel accident cover.
You get more financial flexibility, letting you make more informed choices for your financial goals. With the 50-day interest-free period for flexible repayments, the credit card makes it easier for you to plan your monthly expenditure, and it doesn’t feel like borrowing. If you repay the balance within 50 days of the start of your billing cycle, you get 0% interest. It’s important to remember that this doesn’t cover cash advances, and making partial payments means that the interest rate will be applied to your balance. The Signature Visa credit card helps boost your credit score.
Security Benefits
When you pay in full for items with the Signature credit card, you get buyer protection, which includes cash cover and limited personal liability cover. You also get limited coverage against ATM robberies when the robbery is reported within 24 hours. However, only new items are covered. Accidental damage to mobile phones is also covered for up to 180 days from the date of purchase.
The Signature credit card lets you have 24/7 access to Global Card Holder Assistance Services (GCAS), which has 100 toll-free numbers for most global travel destinations to help you through emergency replacements of cards or cash. Cards are also blocked within 24 hours of theft.
Simple ways to avoid credit card fraud
Credit card fraud is one of the most common ways to defraud account holders. Cards are targeted by scammers because charges are made to the bank, which guarantees scammers they’ll receive the funds. It’s imperative to prevent fraud rather than tackle fraudulent expenses.
To prevent getting caught in a scam, ensure you’re constantly checking your credit card and bank statements. Use credit monitoring services which alert you whenever major different charges are made to your card.
In addition, you can apply for mobile and online banking. Signing up for Absa App Banking is free. ABSA Internet Banking also allows you to manage all your transactions and get notified immediately when the card is charged for something. Whenever you notice fraudulent activity, contact the bank or credit card provider immediately.
Don’t share credit card info or post pictures of it online. Avoid giving out personal data such as birth dates or pet names on odd surveys online or data mining posts looking for potential ways to crack your password or PIN. Remember that Absa will never ask you for your OTP or PIN. If someone impersonates an Absa employee, contact the bank immediately and report the phone number to the relevant authorities.
To find out more about the Absa Signature Visa credit card, sign up on aabsabank.co.ke and get connected today.
Read also:
7 Simple Rules for Credit and Debit Card Safety
Debit Vs Credit Card: What You Need to Know
Pros and Cons of Using A Credit Card
Absa Kenya And BAKE Deepen Partnership To Equip Kenya’s Digital Creators For Success
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