Stanbic Bank has reported a Profit After Tax (PAT) of KES 6.5 billion for the first half of 2025. The bank delivered a Return on Equity (ROE) of 17.4% even with a dip in net interest income caused by macroeconomic pressures.

The bank also saw a 4% balance sheet growth compared to December 2024.

  • Corporate & Investment Banking supported Kenya’s USD 1.5B Eurobond issuance and tender offer.
  • Business & Commercial Banking disbursed KES 16.4B in SME loans.
  • Personal & Private Banking achieved a 4x rise in scheme disbursements and surpassed 100,000+ active users on its Omni Channel app.
  • Insurance & Asset Management grew assets under management to over KES 4B just nine months after launch.

Stanbic Bank was also named among the top 5 SME lenders in Kenya by the Kenya Bankers Association and received recognition at the Think Business Awards for mortgage and SME lending excellence.

  • PAT: KES 6.5B (↓9% YoY)
  • ROE: 17.37%
  • Customer Deposits: KES 330B (↑4%)
  • Loans & Advances: KES 233B (↑1%)
  • Operating Expenses: ↑16%, due to 2024 base effects and FX impacts
  • Cost-to-Income Ratio: 48.1%
  • Credit Impairment Charges: ↓26%
  • Non-interest Revenue (excl. trading): ↑9%
  • Trading Revenue: ↓7%

Stanbic has declared an interim dividend of KES 3.80 per share, up 106.5% YoY.

“We’ve maintained resilience amid volatility through strong risk management and a client-first strategy. Our balance sheet remains healthy, and we are confident in our ability to deliver long-term value,” said Dennis Musau, CFO & Value Officer.

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